1-2-3 Rewards Visa | How to Login | Make Payments | Apply

Kroger happens to be an American retailing company that deals in convenience stores, supermarkets, department stores and more. They offer a credit card facility to their users (issued by US Bank), and the card is known as 1-2-3 Rewards Visa credit card. The benefits of having this card include:

  • 1 point per qualifying $1 spent anywhere Visa is accepted.
  • 2 points per qualifying $1 spent in the Kroger family of companies.
  • 3 points per qualifying $1 spent on the Kroger family of quality brands.
  • 1000 points = $5 in free groceries.

How to login to make payments?

  • STEP 1: Head over to the 123 Rewards Visa credit card homepage.
  • STEP 2: Click on ‘Log in‘.
  • STEP 3: On the following page, enter your Personal ID and click on ‘Login‘. You have the option of remembering your details on your browser.
123 Rewards login
123 Rewards Login

Forgot your 1-2-3 Rewards Visa Credit Card user ID or password?

  • STEP 1: From the same login page, you will see the option ‘Forgot ID?‘ Click that.
  • STEP 2: On the following page, you will be asked about your account (personal or business), then which method you’d like to use to retrieve your details (phone number, email, card/account).
  • STEP 3: Select the method you want, fill in the details asked for on the following page and click ‘Next’.
Retrieve 123 rewards login details
Retrieve 123 Rewards Login Details

How to apply for a 1-2-3 Rewards Visa Goods Credit Card?

  • STEP 1: From the 123 Rewards homepage, click ‘Apply Now‘.
  • STEP 2: You will be asked to select a credit card that’s right for you. Select the ‘Kroger 123 Rewards Visa card’.
  • STEP 3: Enter your personal, housing, income and employment information that is asked for. Also answer a couple of yes/no questions.
  • STEP 4: Accept the terms and conditions and click ‘Submit‘.
Apply for 123 rewards credit card
Apply for 123 Rewards Credit Card

How to activate your 1-2-3 Rewards Visa Credit Card account?

  • STEP 1: From the same 123 rewards home page, click on ‘Enroll Now‘.
  • STEP 2: Select what type of an account you have with US Bank before proceeding. Once selected, you will get a link to proceed.
  • STEP 3: Select your type of account and provide the details they ask for when you select this. After this verification, complete the security section, agreements section and products section to successfully have your card activated.
Activate 123 rewards credit card
Activate 123 Rewards Credit Card