Garden and lawn supplies, tools, paint, grills, hardware and more is what you will get at Ace Hardware, America’s largest hardware retail co-operative. They offer the credit card facility (issued by US Bank) to their customers, and one of those cards is the Ace Rewards Visa Credit Card which has the following benefits:
- No annual fee.
- 3% points per $1 spent at Ace stores.
- 2% points per $1 spent at gas stations and grocery stores.
- 1% points per $1 spent everywhere else Visa is accepted.
- $25 in Ace rewards for every 12,500 points earned.
How to login to make payments?
- STEP 1: To login, you will have to visit the US Bank secure login page. The same login page is used for all Ace Hardware credit cards.
- STEP 2: Choose ‘Online Banking’ from the dropdown box.
- STEP 3: Enter your personal ID and click ‘Log In‘. You have the option to remember your ID on your browser.
- STEP 4: Enter your password on the following page.

Forgot your Ace Rewards Visa Credit Card user ID or password?
- STEP 1: From the same login page, click on ‘Forgot ID?‘ if you have forgotten your personal ID.
- STEP 2: Select between personal or business account (in this case, personal).
- STEP 3: Choose which identification method you would like to use, between mobile number, email address and card/account.
- STEP 4: Enter the last 4 digits of your SSN on the next page along with the other details asked for.
- STEP 5: Click ‘Next‘ to retrieve your login details.

How to apply for an Ace Rewards Visa Credit Card?
- STEP 1: Head to the Ace Rewards Visa credit card page. You can get here from the Ace Hardware website as well.
- STEP 2: Scroll slightly down and click on ‘Apply Now‘ under the Ace Rewards Visa card.
- STEP 3: Enter complete personal information as asked for.
- STEP 4: Enter complete housing information as asked for.
- STEP 5: Enter complete income and employment information as asked for.
- STEP 6: Answer the two yes/no questions related to balance transfers and additional cards.
- STEP 7: Accept the terms and conditions and click on ‘Submit‘ to submit your application.

How to activate your Ace Rewards Visa Credit Card account?
- STEP 1: Head back to the card login page (US Bank).
- STEP 2: Click ‘Enroll‘.
- STEP 3: Choose ‘Personal’ as account type. Answer whether you have accounts with US Bank and fill in the following other details asked for.
- STEP 3: Complete your security options, review agreement and products on the next pages and your card will be successfully activated.
