ESL Federal Credit Union Visa | How to Login | Make Payments | Apply

Headquartered in Rochester, New York, is the ESL Federal Credit Union, a full-service financial institution in the United States of America. They offer additional benefits to those who use the credit card facilities offered by ESL. Apart from a Visa secured credit card, a prepaid card and a debit card, they offer the ESL Federal Credit Union Visa Credit Card, offering these benefits:

  • No annual fees.
  • No balance transfer fees.
  • Introductory low APR for 6 months.
  • Zero liability.
  • Transaction alerts.

How to login to make payments?

  • STEP 1: Visit the EFL credit union homepage.
  • STEP 2: On the left panel, enter your Member #/User ID and password.
  • STEP 3: Hit ‘Login‘.
ESL Federal credit card login
ESL Federal credit card login

Forgot your ESL Federal Credit Union Visa Credit Card user ID or password?

  • STEP 1: On the same page, click on ‘Trouble Signing In?
  • STEP 2: Enter your registered phone number and username and click ‘Send me a new password‘ to reset password.
  • STEP 3: There is an option that says ‘I forgot my username’ in case username is not known. Click that if needed.
  • STEP 4: On the pop up, enter your email address and click ‘Send‘.
Forgot ESL login details
Forgot ESL login details

How to apply for a ESL Federal Credit Union Visa Credit Card?

  • STEP 1: Navigate to the credit card page from the ESL website.
  • STEP 2: Click ‘Apply Online‘.
  • STEP 3: On the application page that follows, enter the following details – account type (individual/joint), product (choose Visa credit card), purpose of loan and preferred location.
  • STEP 4: Check the ‘I Agree’ box and hit ‘Continue‘.
  • STEP 5: Enter all the personal information asked for on the next page(s) to complete the application.
Apply for ESL Visa credit card
Apply for ESL Visa credit card

How to activate your ESL Federal Credit Union Visa Credit Card account?

  • STEP 1: You will have to complete the activation part of this card offline. Stop by at any of the ESL branch locations.
  • STEP 2: Complete the membership application form¬†and mail it to the ESL headquarters in Rochester:

ESL Federal Credit Union
P.O. Box 92714
Rochester, NY 14692-2714.